Is intuition an extension of experience?

During my study of psychology, I learnt that intuition is an ‘ah, ha!’ event; that this event Is an insightful glimpse of the past, or the present or the future; and that this glimmer of understanding would have been drawn from accumulated knowledge.
Since I had no background experience of reference to my ‘gut feeling’ about my bowel, is the human mind able to tap into, or draw upon, a warning in ‘cloudland’ saying “There be crocodiles lurking here”?